Young couple preparing rental application documents at home, reviewing paperwork and using a laptop, symbolizing the Florida rental process.

Florida Rental Application Checklist: What Documents You Need Before You Apply

July 05, 20253 min read

Renting a home in Florida? Whether you’re looking in Deltona, Kissimmee, or St. Cloud, the first step is making sure you’re prepared. Landlords want to see that you’re responsible, reliable, and ready to move in. One way to show that? Having all the right documents ready before you hit "Apply."

This quick guide walks you through everything you need for a Florida rental application—step by step.

Why Do You Need a Rental Application Checklist?

When competition is high (especially in places like Lake Nona or DeLand), being prepared can mean the difference between getting the home you want—or missing out. Having the right documents upfront:

  • Speeds up the approval process

  • Shows landlords you're serious

  • Helps you stand out from other applicants

Documents You Need to Rent a Home in Florida

1. Government-Issued Photo ID

Landlords need to verify your identity. Bring a valid ID like:

  • Driver’s license

  • Passport

  • State ID card

2. Proof of Income

They want to know you can pay rent on time. Here’s what counts:

  • Recent pay stubs (last 2–3)

  • Tax returns (especially if you’re self-employed)

  • Job offer letter or contract

  • Bank statements showing regular income

3. Rental History or References

Good rental history helps build trust.

  • Past lease agreements

  • Reference letters from former landlords

  • Contact info for previous landlords

4. Credit Report Authorization

Most landlords will check your credit to see if you manage finances well. You’ll usually:

  • Sign a credit check authorization

  • Sometimes pay an application fee for the report

5. Background Check Approval

In Florida, landlords may screen for:

  • Criminal history

  • Eviction records

  • Legal disputes with past landlords

You’ll need to agree in writing to this part of the screening.

6. Pet Information (If You Have One)

Got pets? Include:

  • Type, breed, and size

  • Vet records or vaccination proof

  • Pet deposit (if required)

7. Application Fee

Most Florida landlords charge an application fee to cover screening costs. It typically ranges from $50–$100 per adult.

Bonus Tips for a Smooth Application

Apply Early

The best rentals go fast—especially in Central Florida hot spots like Lake Nona and Kissimmee.

Double-Check Your Info

Incorrect phone numbers or missing pay stubs can delay your approval.

Keep Copies for Yourself

Save digital and print copies of everything you submit, just in case.

FAQs About Florida Rental Application Requirements

What is the minimum credit score needed to rent a home in Florida?

Most landlords prefer a score of 600 or higher, but it depends on the property and the market.

Can I rent a home in Florida without a job?

Yes, but you’ll need to show other proof of income—like savings, SSI, retirement income, or a co-signer.

Do all Florida landlords run background checks?

Not always, but most do. It's legal and common in cities like Deltona, DeLand, and St. Cloud.

What happens if I don't have rental history?

Landlords may ask for more references or a higher deposit. First-time renters can still qualify—just be upfront and provide as much financial proof as possible.

FAQs About MainStreet Realty

Who is MainStreet Realty?

We’re a trusted real estate and property management company helping renters and owners across Central Florida—from Deltona and DeLand to Lake Nona and Kissimmee.

Can MainStreet Realty help me apply for a rental home?

Absolutely. We walk you through the process and help make sure you have everything you need—before you apply.

What kinds of homes do you rent out?

From cozy one-bedrooms in Orange City to spacious family homes in St. Cloud and Lake Nona—we’ve got options for every lifestyle and budget.

Final Thoughts: Be Ready, Rent Smarter

Renting a home in Florida doesn’t have to be stressful. With the right documents and a little prep, you’ll be ready to secure your next place with confidence.

Need help finding the right rental?
Contact MainStreet Realty and we’ll match you with a place you’ll love.

Email: [email protected]

Address: 2 Volusia Drive Debary, FL, 32713

Phone Number: Orlando: 407-789-0925  |   Volusia: 386-259-2426   |   Lake:352-729-1425

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